Kasey is a single women in her mid 30's. She lives alone in her first home with her two dogs that she rescued. She just purchased the home. She's a registered nurse, works remotely for a health care provider, and recently promoted to a management position. She has a few common health issues, but none that are serious.
During her coaching session we helped Kasey with a strategy to protect her finances if she was unable to work. She selected a mortgage protection policy, and a innovative Pet Healthcare Savings Account for her fur babies. We also discovered she had an old 401k plan from a former employer. The plan was losing money and wasn't being managed. We transferred the 401k into an account guaranteed to never have any losses. 

Michael is 60 years old and the VP of Sales at a large specialty tool wholesaler. He's married with 3 adult children and 2 grandchildren. He's had heart problems and a recent cancer diagnosis that was remedied through surgery. He is very concerned about his wife when he passes away. She is in excellent health.
After speaking with Michael, we found that he is well covered by life insurance, but it's not enough to keep his wife comfortable when he passes. He has two large 401k plans with former employers. His wife doesn't have a retirement plan at her employer. We were able to transfer Michael's 401k plans to a protected income generating account, set his wife  up with a life insurance pland that will grow cash value and provide her with tax-free income in 20 years when she wants to retire.